Candle Making & Wax Melt Insurance UK From CraftCover (2023)

At CraftCover we love crafters who put their heart and creativity into their products. Candle making and wax melt sales has grown massively within the UK in recent years, therefore the need for this type of specialist insurance is more important than ever before. We want to make sure that we cover you against incidents that may occur as you grow your candle or wax melt business.

What insurance do I need to sell candles or wax melts?

The level of insurance you require to cover you when selling candles or wax melts can vary, however our industry specific policy works to ensure all craft businesses are covered.

We recognise making candles and other craft products may seem like a hobby or a passion, not necessarily a business, but if you are selling your products you should definitely get insurance!

Our candle makers insurance will be tailored for you, whether you sell your products online, at craft fairs or via other channels we can work with you to ensure you get the best level of cover, protecting you against any potentially large legal costs and more.

Need to insure your products, premises and other equipment? No problem, complete our quick and easy online form today to generate your free quote.

Why do I need insurance to sell candles or wax melts?

Well, whether you sell your products online, at Craft Fairs, or you own a shop, it is imperative that you seek insurance. The reason for this is to make sure you are not financially liable if a customer gets into an incident with your product.

(Video) CANDLE BUSINESS INSURANCE!

Accidents and incidents can happen at any moment so it’s always better to be covered rather than running the risk of coming under legal fire which could end up ruining your small business financially.

The method you use to sell your products could also affect why you need this insurance, some Craft Fairs will ask for proof of insurance before letting you trade and even some online craft websites may also ask for photographic evidence of your identification and insurance.

You can find out more about why you need insurance for your craft business here.

What is included in this Insurance?

Our policy has been tailored to suit candle makers, with care being taken regarding the use of naked flames around your products. Our policy covers the two main types of insurance that you’re most likely to need – Public Liability Insurance and Product Liability Insurance.

Public Liability Insurance

Public Liability Insurance covers the claims made by members of the public for incidents that may arise from your business’s activities. When purchasing our Public Liability Insurance, you cover yourself against the cost of compensation for any damage or injury caused. For example, if you mopped the floor of your shop but you accidentally forgot to put the wet floor sign out, one of your customers slips over and injures themselves. They could then force legal action against you, and without insurance your business would be liable for these potentially huge costs. For more information click here.

Product Liability Insurance

Product liability insurance will cover the claims that could be made from the products you make within your business. If an incident occurs with your products and it causes damage or injury to a customer your insurance covers the legal costs to fight the claim, along with any compensation you may be required to provide.

(Video) LEGAL REQUIREMENTS FOR SELLING CANDLES!


For example, if you sell your candle to a customer at a stall, then once they get home they light it and the wax falls apart and burns their flooring, the customer may pursue a claim. In this instance, having no insurance could put your business in danger of financial collapse as these costs can quickly mount up. For more information click here.


One of our lovely clients, Stacey from Mother Naked Candles, created the video below breaking down her experiences with finding candle business insurance and why it is important for anyone selling candles online. Check it out below!


FAQ’s

How much does this insurance cost?

The cost of this insurance will vary based on a range of factors including; the products you are making and selling, the location and size of your business, the level of cover you require and your excess cost.

We provide a professional, friendly service and will make sure you are covered accurately for an affordable price. Discuss your requirements with our team today, or get your free candle making insurance quote now.

When should I get my candle insurance?

There is no written rule that says when you should or shouldn’t buy your insurance. Here at CraftCover we strongly encourage all crafters to purchase insurance before you sell your first product. This is because accidents can occur at any point of your craft business, whether you sell your wax melts at home, or run a candle making stall at a market, we always advise you are covered for the worst possible scenario.

We understand you may only be a small business at the moment, and your insurance will reflect this, but it’s also the most critical point of your business journey, any claims made against you at this stage could potentially stop your business from growing and/or trading all together.

(Video) HOW MUCH PROFIT I MAKE SELLING CANDLES! MAKE MONEY SELLING CANDLES!

Our team of friendly experts will help navigate you through the process, whether it’s getting you started with your insurance policy or expanding your policy as your business grows. In fact, we’ve made it easy to amend or change any details of your policy mid term through our online facilities. We have you covered here at CraftCover.

How quickly will my insurance become active?

At CraftCover we know your schedule may be busy, the last thing we want our customers to do is sit around waiting for their insurance to become valid. That is why when you purchase our craft insurance, it will only take a couple of minutes and your insurance policy is valid straight away!

So, should you need to provide your insurance policy as evidence to attend a craft fair or event then you can get your quote and policy in minutes with Craftcover.

Do I need insurance to sell on Etsy?

Craft Insurance is not a requirement to sell on Etsy, however you should absolutely cover yourself and your business. Etsy, alongside other websites, aren’t responsible for any risks associated with your business or products, so it is really important that you transfer that risk onto an insurance broker like ourselves with a craft insurance policy suitable for your requirements. Keep your business covered with a dedicated candle makers insurance and carry on selling your products!

If I make candles from home do I still need insurance?

Yes, you should absolutely still get insurance. It’s highly unlikely you would be insured under your home insurance policy. So, if you are making and/or selling candles, wax melts, or other crafts from your home and any of these get damaged, or provide damage to others, you will not be covered, and could find yourself funding large legal expenses.

How do I get insurance to sell candles in the UK?

There’s a number of insurance brokers online that can provide you with quotes for candle making insurance. To ensure you get the best level of cover and price for your candle or wax melts business you’ve come to the best place, CraftCover!

We take the time to truly understand your business and ensure that you have a firm knowledge of the type of insurance you need in no time. We can then arrange your 12 month candle maker insurance policy instantly so that you can continue your craft activities fully insured.

Proceed to get your online quote today, or speak to a member of our team today.

*Please note that our team are available between 9am to 5pm Monday to Friday. However, you can simply proceed to payment and receive your cover in minutes should you wish.

(Video) ESSENTIAL OIL CANDLES! YOU NEED TO KNOW THIS FIRST!

We provide a professional, friendly service and will make sure you are covered accurately for an affordable price. Discuss your requirements with our team today, or get your free candle making insurance quote now." } },{ "@type": "Question", "name": "WHEN SHOULD I GET MY CANDLE INSURANCE?", "acceptedAnswer": { "@type": "Answer", "text": "There is no written rule that says when you should or shouldn’t buy your insurance. Here at CraftCover we strongly encourage all crafters to purchase insurance before you sell your first product. This is because accidents can occur at any point of your craft business, whether you sell your wax melts at home, or run a candle making stall at a market, we always advise you are covered for the worst possible scenario.

We understand you may only be a small business at the moment, and your insurance will reflect this, but it’s also the most critical point of your business journey, any claims made against you at this stage could potentially stop your business from growing and/or trading all together.

Our team of friendly experts will help navigate you through the process, whether it’s getting you started with your insurance policy or expanding your policy as your business grows. In fact, we’ve made it easy to amend or change any details of your policy mid term through our online facilities. We have you covered here at CraftCover." } },{ "@type": "Question", "name": "HOW QUICKLY WILL MY INSURANCE BECOME ACTIVE?", "acceptedAnswer": { "@type": "Answer", "text": "At CraftCover we know your schedule may be busy, the last thing we want our customers to do is sit around waiting for their insurance to become valid. That is why when you purchase our craft insurance, it will only take a couple of minutes and your insurance policy is valid straight away!

So, should you need to provide your insurance policy as evidence to attend a craft fair or event then you can get your quote and policy in minutes with Craftcover." } },{ "@type": "Question", "name": "DO I NEED INSURANCE TO SELL ON ETSY?", "acceptedAnswer": { "@type": "Answer", "text": "Craft Insurance is not a requirement to sell on Etsy, however you should absolutely cover yourself and your business. Etsy, alongside other websites, aren’t responsible for any risks associated with your business or products, so it is really important that you transfer that risk onto an insurance broker like ourselves with a craft insurance policy suitable for your requirements. Keep your business covered with a dedicated candle makers insurance and carry on selling your products!" } },{ "@type": "Question", "name": "IF I MAKE CANDLES FROM HOME DO I STILL NEED INSURANCE?", "acceptedAnswer": { "@type": "Answer", "text": "Yes, you should absolutely still get insurance. It’s highly unlikely you would be insured under your home insurance policy. So, if you are making and/or selling candles, wax melts, or other crafts from your home and any of these get damaged, or provide damage to others, you will not be covered, and could find yourself funding large legal expenses." } },{ "@type": "Question", "name": "HOW DO I GET INSURANCE TO SELL CANDLES IN THE UK?", "acceptedAnswer": { "@type": "Answer", "text": "There’s a number of insurance brokers online that can provide you with quotes for candle making insurance. To ensure you get the best level of cover and price for your candle or wax melts business you’ve come to the best place, CraftCover!

We take the time to truly understand your business and ensure that you have a firm knowledge of the type of insurance you need in no time. We can then arrange your 12 month candle maker insurance policy instantly so that you can continue your craft activities fully insured.

(Video) HOW TO MAKE CANDLES SMELL STRONGER!

Proceed to get your online quote today, or speak to a member of our team today.

*Please note that our team are available between 9am to 5pm Monday to Friday. However, you can simply proceed to payment and receive your cover in minutes should you wish." } }]}

trending_flatContact Us

FAQs

Do you need candle insurance for wax melts? ›

You do need insurance to sell candles or wax melts online from home, or at your shop. There are some risks involved with candle businesses that might become very costly if you don't have basic insurance for selling candles that will cover you.

Do you need insurance to sell wax melts in the UK? ›

Unless you have employees, you're not legally required to buy insurance to make and sell wax melts. However, because of the hazardous nature of the product, it's recommended for sellers to buy product liability insurance to protect their business in case the wax melts caused injury or property damage to a customer.

What type of insurance is needed for candle making? ›

General liability insurance

A general liability policy covers third-party injury and property risks, such as a customer who falls ill because of a sensitivity to an essential oil in a candle, or a fire started by your product.

Do I need insurance to sell handmade crafts? ›

All crafters and artisans need general liability insurance. This coverage protects you from cost arising from third-party claims of bodily injury, property damage, and personal and advertising injury.

Do wax melts need safety label? ›

Yes. Candles and wax melts fall within the CLP Regulations and so they need compliant labels.

What needs to be on label for wax melts? ›

Safety Statements

The label must include the statement “Burn within sight.” You can choose between text or approved pictograms for the following two statements: “Keep away from things that catch fire.” or “Keep away from things that burn.” “Keep away from children.”

What do I need to legally sell wax melts in the UK? ›

There are no specific legal requirements for selling candles in the UK, but you should be aware of:
  1. the General Product Safety Regulations 2005 – check the government's guidance on product safety.
  2. specific guidelines from your local trading standards office.

Do I need to register my candle business UK? ›

Legal requirements for candle selling

On the legal side of things, yes, it is legal to sell melts and candles made at home, providing you meet the relevant legal requirements. In the UK, you will need to register your candle-making business with the local authority and comply with health and safety regulations.

How much money can you make selling homemade candles UK? ›

Candle Making - Average earning £18.44

In last place is the aromatic hobby of candle making. Although many of us spend a lot of money on scented candles, making your own candles can earn you £18.44 per item on average. Although it's the lowest paid hobby, 42% of people surveyed said that it was their favourite pastime.

Do you need FDA approval to sell candles? ›

You do not need FDA approval to sell candles. Candles are not regulated by the FDA, however, the Consumer Product Safety Commission keeps the candle industry safe and honest.

Can candle makers be sued? ›

Other Types of Coverage Candle Makers Need

Even if your product isn't at fault, affected customers might still file expensive lawsuits against the business. Product liability insurance often covers such risks and resulting lawsuits.

Do you have to put warning labels on candles? ›

Every candle should have a cautionary label or tag listing the three key rules for candle fire-safety. Most cautionary labels also include additional manufacturer instructions for burning the candle properly.

What is the business code for handmade crafts? ›

There are several codes to choose from, but the two most relevant are 339910 and 423940. The first code is for businesses that mainly make jewelry items, while the second code is for businesses that make items mainly for the purposes of trade shows.

How do I copyright my handmade items? ›

Copyright Registration

You will be required to provide a specimen of your craft to the U.S. Copyright Office and pay the requisite filing fee. No statement as to the nature of your craft is required, but you must select a name for your craft.

Can you make a living selling handmade crafts? ›

Can you make a living selling crafts? Yes, you can make a living selling crafts and you don't have to go into a lot of debt to start a craft business. Startup costs can be kept low because you don't need a retail space or loads of inventory, and most crafts don't require expensive equipment or tools.

Do you need an assessment for wax melts? ›

If you're going to be selling this new fragrance blend in your wax melts or candles, you will need to ensure you have had the new blend correctly assessed/calculated by an industry professional which may cost you more than you expect.

Are wax melts considered candles? ›

Wax melts are in essence a wickless candle. A scented wax that you melt in a wax warming device (electric or with a tealight) that once melted releases a far stronger and consistent fragrance than a candle. This is because you are melting at a higher and more consistent temperature and you are vaporising the scent.

Do I need CLP for essential oil wax melts? ›

CLP is needed to be on all home fragrance products (such as wax melts, candles, room sprays, reed diffusers etc) that contain any fragrance or essential oils.

Do you need a UFI number for wax melts? ›

If your product is classified as dangerous, you must generate a UFI code and perform a PCN notification and also provide a Safety Data Sheet.

What legally needs to be on a candle label UK? ›

Candle Weight: It is important to state the weight of the candle on your label and this is a legal requirement for selling candles in the UK. This figure must represent the entire candle weight, including the wick and the wax.

Can you use perfume names for wax melts? ›

Yes, but a few things that need to be taken into account. Firstly is it trademarked, if so in what category? The next thing you can look for are slight name changes and using disclaimers, this can be the most effective method as trademarks are issued by the name and the category, not so much by the contents.

Do you need insurance to sell candles UK? ›

What kind of insurance do I need to sell candles? Protect against third party injury or damage caused to your customers on your property with public liability insurance and choose product liability insurance to cover the products that you supply.

Can you make a living selling wax melts? ›

Wax Melts are one of the easiest ways to start out your home fragrance business. All you need is a few quality ingredients and a unique selling point that will appeal to consumers in the industry.

How to start a business selling wax melts? ›

10-step guide to starting a candle business
  1. Find your niche. As with any business venture, it's important to pin down your USP. ...
  2. Write your business plan. ...
  3. Get clued up on costs. ...
  4. Look into legalities. ...
  5. Register as a limited company. ...
  6. Gather your supplies. ...
  7. Learn how to make candles. ...
  8. Buy the right business insurance.
Apr 14, 2022

Can I sell products without registering as a company UK? ›

If you're planning on selling products online in the United Kingdom, you don't need to obtain a business license. At the same time, as a UK online seller, you are required to register with HM Revenue & Customs.

How to start a candle business at home UK? ›

How to start a candle business in the UK
  1. Cover your legal bases.
  2. Protect yourself with insurance.
  3. Choose your business name.
  4. Find your niche.
  5. Create a business plan and budget.
  6. Choose the right supplies.
  7. Start marketing your business.
  8. Step 1: Make it clear and professional.
Aug 23, 2021

Can a foreigner register a business in the UK? ›

Yes. It may come as a surprise, but anyone of any nationality can start a business in the UK. You don't need residential status or even to be living in the country. The only stipulation is that the company must be registered to a UK address.

Is candle business profitable in UK? ›

Legal Requirements For Selling Candles and Wax Melts in the UK. The candle business is lucrative and widely popular. Many people are using candles in their interior decoration to create a relaxing atmosphere. Today, you can find various candle fragrances, from floral and fruit to fresh and dessert-inspired.

Can you make millions selling candles? ›

A candle-making business can be highly profitable. Not only is there a low-cost barrier to entry, but the candle-making industry is expected to reach nearly $5 billion by 2026. People love candles, and they're most likely going to continue buying candles for a long time.

What is the average profit on a candle business? ›

What is the average profit margin on a candle? The average profit margin on a candle is around 25% to 50%. Keep in mind that this can vary based on a variety of factors such as the average cost of materials, shipping, labor, and your unique niche or target market.

What is the 84 candle rule? ›

Give most of your 84 candles away for free.

Giving everything you make away ensures you don't get distracted by the business side of this world. Think of it as putting one foot in front of the other when you're learning to move around: candle making is walking, and selling candles is a sprint.

Do I need a tax ID number to sell candles? ›

In order to sell your candle products, a state sales tax permit (business tax number or tax ID number) may also be required. Depending on your city or county regulations, you may need a Certificate of Occupancy (C of O) before you can start selling candles from your home.

Can I sell candles as a hobby? ›

You can sell your homemade candles almost anywhere, from online selling sites to your own online store. Renting a stall at the local crafts fair? Homemade candles travel well, so you can sell them both offline and online.

What is the biggest problem with candles? ›

Is Something Wrong with My Candles? The biggest issues with candles are petroleum-based wax and air pollution.

Why do you need candle insurance? ›

Basic candle making insurance coverage:

This coverage protects your business against third-party damages and customer injuries. For example, many craft fairs and farmers markets require vendors to have general liability insurance to cover mishaps that might happen on site.

Are candle names copyrighted? ›

When a company thinks up an original candle fragrance name and trademarks it, it means no one else can use it. Yankee Candle's "Mid Summer's Night" is a trademarked name. It is not the scent that is protected, but the name. To protect the scent formula, you would need to register a chemical patent.

What is the best label for candles? ›

What Are The Best Candle Label Materials? The National Candle Association recommends biaxially oriented polypropylene (BOPP) self-adhesive labels for the best heat resistance, safety, and printing quality.

Should I get an EIN for my craft business? ›

Additionally, if you're going to hire some employees to help with your craft business, you will also have to obtain an employer identification number (EIN). An EIN is required for tax purposes, among other things.

Do I need a tax ID number for my craft business? ›

A tax ID number is not required if you operate a sole proprietorship or an LLC with no employees, in which case you would simply use your own Social Security Number as a tax ID. But you must obtain an EIN if you are a sole proprietor who files pension or excise tax returns.

What business category is handmade goods? ›

The craft industry encompasses goods that are handmade by artisans or those skilled in a particular trade. Small businesses engaged in the craft trade include everything from art galleries to handmade textiles to culinary products. Often, craft industry entrepreneurs operate independently and are not franchised.

What item Cannot be copyrighted? ›

Copyright does not protect names, titles, slogans, or short phrases. In some cases, these things may be protected as trademarks. Contact the U.S. Patent & Trademark Office, TrademarkAssistanceCenter@uspto.gov or see Circular 33, for further information.

Do you automatically own the copyright to anything you create? ›

Copyright exists automatically in an original work of authorship once it is fixed, but a copyright owner can take steps to enhance the protections. The most important step is registering the work.

Can I sell handmade items with logos on them? ›

The only way to legally sell items with a trademark that you do not own is to obtain a license from the trademark owner. Trademarks are valuable property rights and are vigorously protected by their owners in most cases -- even against a small, localized business.

What craft makes the most money? ›

Crafts with the Highest Profit Margins
  • 1 – Jewelry. The jewelry industry is a multi-billion dollar industry, so there's room for every business. ...
  • 2 – Art. Everyone hangs some form of art in their home so it's an industry people spend money on. ...
  • 3 – Photography. ...
  • 4 – Soap & Candles.

Can I sell my handmade crafts on Facebook? ›

Setting up a Facebook Shop allows you to sell your handmade designs directly from your business page and offers a few different options for payment. To start, you'll go to the "Create Your Shop" page and choose your preferred payment method. Next, you'll select your business page, then add products to your catalog.

What is the hourly rate for handmade crafts? ›

Many professional crafters use a rate of $12.00 to $20.00 per hour to calculate their labor costs in more depth.

What do you need to make and sell wax melts? ›

Equipment
  • 4-cup measuring glass (to hold wax)
  • Pot filled with water large enough to hold the measuring glass.
  • Stove top or hot plate (to heat the double boiler)
  • Spatula or wooden spoon.
  • Kitchen scale.
  • Small glass or plastic cup (for measuring fragrance oil)
  • Thermometer (IR or candy is fine)
May 5, 2021

Can I make and sell wax melts? ›

Just like any other business, there are legal requirements for selling wax melts. From insurance to tax, there are a few areas that you need to make sure you're covered for. A vital part of any business whether you're big or small is insurance. Without it, you simply aren't covered if something was to go wrong.

Do scented candles need to be covered? ›

Besides being decorative, lids help keep your candles clean by keeping dust and debris out. They also preserve the lifespan of scented candles by preventing the fragrance from escaping, which happens whenever the wax is exposed to open air (you might recognize this phenomenon as "cold throw").

What is the difference between making wax melts and candles? ›

Wax melts absorb heat slower than traditional candles and therefore are able to release aromas without burning the oils. This gives the wax the ability to continue releasing the fragrance without the scent evaporating quickly. When you burn a candle, the opposite happens.

Is making wax melts profitable? ›

Wax melting is a great way to make extra money because it requires relatively minimal start-up costs. All you need are wax melts, containers, and basic supplies to get started. Plus, there's no need to rent an expensive store or workspace–you can work from home or even sell online!

What category would wax melts be under? ›

Wax melts fall under the home fragrance category and work by using a heat source to release scent into the air. Much like candles, wax melts, cubes, and tarts are used to produce room-filling aroma in minutes.

What is the market size for wax melts? ›

US$ 1.91 Bn

How long do handmade wax melts last? ›

The good news is that wax melts typically have a long shelf life and generally last over 12 months. Wax melts also need to cure for up to two weeks after being made to allow the fragrance to fully infuse with the wax.

Are candles regulated by the FDA? ›

Some fragrance products are regulated by the Consumer Product Safety Commission (CPSC). These include products such as air fresheners, scented candles, laundry detergents, and household cleansers.

Should I sell candles with lids? ›

Lids help to protect the candle, especially if you're using a soft wax like soy. When you're selling in person, the wax in a candle without a lid could easily get scratched/rub off when you give it to someone and they put it in their pocket or purse.

Videos

1. CHECKLIST! What you should know before starting a candle business!
(Life with Stace )
2. HOW I PACKAGE MY CANDLES FOR SHIPPING AND HOW I SHIP MY PRODUCTS!
(Life with Stace )
3. DIY LABELS FOR SELLING CANDLES! LASER PRINTER LABELS!
(Life with Stace )
4. CANDLE BUSINESS FROM HOME! WHAT JARS AND WAX DO I USE?
(Life with Stace )
5. WHAT JARS DO I USE FOR MY CANDLE BUSINESS!
(Life with Stace )
6. DIY PRINTED BAGS FOR YOUR CANDLE BUSINESS!
(Life with Stace )

References

Top Articles
Latest Posts
Article information

Author: Frankie Dare

Last Updated: 06/22/2023

Views: 5705

Rating: 4.2 / 5 (73 voted)

Reviews: 80% of readers found this page helpful

Author information

Name: Frankie Dare

Birthday: 2000-01-27

Address: Suite 313 45115 Caridad Freeway, Port Barabaraville, MS 66713

Phone: +3769542039359

Job: Sales Manager

Hobby: Baton twirling, Stand-up comedy, Leather crafting, Rugby, tabletop games, Jigsaw puzzles, Air sports

Introduction: My name is Frankie Dare, I am a funny, beautiful, proud, fair, pleasant, cheerful, enthusiastic person who loves writing and wants to share my knowledge and understanding with you.